Manulife Indonesia

Manulife Indonesia is also one of the insurance companies in Indonesia.

PT Asuransi Jiwa Manulife Indonesia (Manulife Indonesia) offer products and services that are most complete in the financial services industry in Indonesia through life insurance and employee benefits and services through mutual funds and asset management of its affiliated companies, PT Manulife Asset Management Indonesia. Headquartered in Jakarta, Manulife Indonesia operates through a network of sales offices in 24 cities spread in Indonesia, supported by over 9,000 professional employees and agents and has approximately 1.6 million active policyholders.

Manulife Indonesia has received several prestigious awards in 2011:

1. Rating of "Good" category of Life Insurance on the Net Promoter Customer Loyalty Award 2011 from the Hachiko-Net Promoter ® Solutions and SWA Magazine.
2. 1st Best Life Insurance for 2 consecutive years of Insurance and Reinsurance Brokers Association of Indonesia (ignorant).
3. "Excellent" Infobank magazine in the category of life insurance companies with gross premiums of more than Rp 1 trillion for the performance of 2010.
4. The Best Customer Choice of Health Insurance, The Best Customer Choice of Unit Linked Insurance, and The Most Popular Brand of Health Insurance in Indonesia Brand Champion Award 2011 organized by MarkPlus Inc.
5. Title of "Gold" in Service Quality Award 2011 for the category Health Insurance Service of Service Excellence Magazine, Marketing Magazine and Carre - Center for Customer Satisfaction & Loyalty (Carre - CCSL).
6. The Best Insurance of the Year in the event the ASEAN Business & Company Award 2011 organized by the International Achievement Foundation (IAF)

Insurance Company: Sinarmas-Company Profile

Here is a company profile of one of ten best insurance companies in Indonesia, Sinarmas.

Sinarmas MSIG Insurance (d / h Sinarmas Life Insurance) began operations on 14 April 1985 with the name of PT. Purnamala Insurance International Indonesia (PII). In 1989, a joint venture with the Ayala Group of the Philippines and at the end of 2005, Ekalife finally became fully owned by Sinar Mas. In early 2007, PT Eka Life Insurance changes its name to PT Sinarmas Life Insurance (also called Sinarmas MSIG Life). To reinforce the vision of being the leading company in the Provider Services Planning and Financial Protection in Asia, on May 2, 2011, Sinarmas MSIG Life back a joint venture with Mitsui Sumitomo Insurance Co., Ltd. which is the company's No. 2 Best General Insurer in Japan and Asia Pacific. With the merger of Mitsui Sumitomo Insurance Co., Ltd., PT Sinarmas Life Insurance changes its name to PT. Sinarmas MSIG Insurance (also called Sinarmas MSIG Life).

It is characterized by Actual Ownership Change Life Insurance PT Sinarmas as stipulated in the approval letter No. S-876/MK. 10/2011 of the Ministry of Finance of the Republic of Indonesia on August 4, 2011. This process has been previously approved by the Department of Justice and Human Rights Republic of Indonesia in a letter dated AHU-32784.AH.01.02.Tahun 2011 July 1, 2011.

Growth Sinarmas MSIG Life shows a very significant development can be seen from the Premium Income increasing from year to year. By the end of 2010, listed total assets Sinarmas MSIG Life reached 11.4 trillion, and total premiums increased by approximately 31% over the previous year. The performance carefully and cautiously, achieving solvency ratio reached Sinarmas MSIG Life end of 2010 using the Risk Based Capital (RBC) is 469.03%.

Sinarmas MSIG Life under the Financial Services division of Sinar Mas, one of the pillars of the business of Sinar Mas, which is engaged in financial services, in addition to overseeing Sinarmas MSIG Life also oversees the Bank Sinarmas, Sinar Mas Insurance, Securities and Sinarmas Multifinance Sinarmas.

The business units Sinar Mas are:

• Sinar Mas Agribusiness and Food (PT SMART Tbk.)
• Sinar Mas Pulp and Paper Products (PT Indah Kiat Pulp & Paper Tbk., Kima Tjiwi PT Paper Mill Limited., PT Lontar Papyrus Pulp & Paper Tbk., PT Pindo Deli Pulp And Paper Mills)
• Land Sinarmas (PT Duta Pertiwi Tbk., PT BSD)
• Smartfren Telecom Tbk PT. for telecommunications

Since the date of January 17, 2005 Sinarmas MSIG Life has Sharia which provide insurance services according to Islamic principles and is fully supported by the Company.

Developments Sinarmas MSIG Life is supported by the excellent coordination of finance, and ownership is also supported by an extensive business network is realized with more than 59 sales offices, spread over 39 cities throughout Indonesia. Sinarmas MSIG Life ready menyedikan best service for your financial needs and your company.

Tips for Avoiding Your Car Being Stolen

Car thefts often occur in large cities. There are many factors that cause it, could be due to personal negligence as well as a car thief who now is more cunning in the conduct of the action. Check out some of our tips to avoid car theft:

1. Parking in the light and seen by many people.

It can be discouraged thieves to steal your car because the action will be easily seen by many people.

2. Do not leave valuables when you leave the car.

Valuables such as wallets, laptops, cell phones and other valuables would be very easy to draw the attention of thieves. Even if you are forced to leave it in the car, keep it in a safe and not easily visible.

3. Avoid putting securities in the car.

Common habits are automobile owners and vehicle registration BPKB often kept in the glove compartment.

4. Before you leave the car, make sure you have closed the doors and windows of the car and locked it.

Never leave your car in a hurry so that you forget to pay attention to the security of your car.

5. Make sure your car is protected by a trusted insurance can assure you of the loss of a stolen car.

In addition to the above, you can also use a car safety device is commonly sold in the market. Here's a safety car that you can use to support the safety of your car from theft:

1. Use a car alarm.

Alarm sound is loud and yelling ear is powerful enough to startle thieves and continue the action.

2. Do not forget to lock the steering wheel while leaving the car.

Steering lock can deter a car to move because of linking the steering wheel with one of the components of pedam brake, clutch, and gas.

3. Use wheel locks.

Wheel lock can deter a car to move by hooking the car wheels. It would be difficult for car theft in public places.

4. Use a GPS (Global Positioning System) Transmitter.

This tool is able to accurately track the position of making it possible to know the position of your car during the theft.

5. Fill your car with Immobilizer Keys.

This is an engine management system within the ECU (Electronic Control Unit or computer system that regulates the car) that can recognize the signal sent from the key. This involves placing a microchip in the key head, where the chip is a miniature transmitter and receiver. If the signal is not recognized, then the ECU does not send flow so the engine does not start.

Hope that tips will help you. Thank you for reading.

A Short History of Syariah Insurance in Indonesia

Here is a short history of syariah Insurance, at least in Indonesia.

Currently, Indonesia is known as one of the country with the Takaful operator in the world pretty much. Based on data from the National Islamic Council of Indonesian Ulemas Council (MUI DSN), there are 49 Islamic insurance players in Indonesia that have earned the recommendation of sharia. They consist of 40 Takaful operators, three Islamic reinsurance, and six insurance brokers and reasiuransi sharia.

Development of the Takaful industry in this country begins with the birth of Indonesia's first Islamic insurance in 1994. At that time, PT Syarikat Takaful Indonesia (STI) was established on February 24, 1994 sponsored by the Association of Indonesian Muslim Intellectuals (ICMI) by Abdi Nations Foundation, Bank Muamalat Indonesia, PT Mandiri Monument Life Insurance, Ministry of Finance, Indonesia and some Muslim businessmen.

Furthermore, STI set up two subsidiaries. They are a life insurance company named PT Islamic Takaful Insurance Family (ATK) on August 4, 1994 and the insurance company named PT Islamic Takaful Insurance General (ATU) on June 2, 1995. After opening Takaful Insurance, insurance companies were aware of the considerable potential of the Takaful business in Indonesia.

It is then pushed many companies into a crowd of Takaful business, among which is done by direct insurance companies establish a full and open division or branch of Islamic insurance.

Stretegi business development through the establishment of Islamic insurance companies Takaful Mubarakah performed by moving the syariah life insurance business. While the business development strategy through the opening of a division or branch of sharia do most insurance companies, among others, PT MAA Life Assurance, PT MAA General Assurance, PT Great Eastern Life Indonesia, PT Tri Pakarta Insurance, PT AJB Bumiputera 1912, and Life Insurance PT BRIngin Prosperous Life.

In fact, a number of large insurance players interested in getting the world also joined in the Takaful business in Indonesia. They assess Indonesia as the largest Muslim nation in the world is a potential for significant business development that can not be ignored. Among the companies included in the global insurance business of Takaful Indonesia is PT Allianz Life Indonesia and PT Prudential Life Assurance.

(Source: Republika, March 17, 2008)

Insurance Company: Asuransi Astra-The Journey

Here is the journey of one of insurance companies in Indonesia, Asuransi Astra.

12 September 1956. One step forward is started here. On this date PT Buana Insurance Company was established and started its business as an insurance company (general insurance).

In 1981. Growing expectations with its largest share of the company by PT Astra International (AI). It is hoped that this will increasingly give spirit to provide the best in performance.

In 1985. PT Buana Insurance Company opened a new branch in the city of Semarang.

In 1990. PT Buana Insurance Company changed its name to PT Astra Buana Insurance (AAB). This change of name and logo reinforce affiliation at Astra Group, a company known to have financial position and good management.

In 1992. AAB opened a new branch in the city. Total branches at that time amounted to 4 branches.

In 1994. AAB re-opened two new branches in the city of Medan and Makassar, so that the total branch amounted to 6 branches.

In 1995. This year, 95% of its shares owned by PT Astra International. The Company also launched its car insurance product "Garda Oto" and opened two new branches in Jakarta and Solo.

In 1996. AAB re-opened three new branches in the city of Bogor, Palembang and Denpasar.

In 1997. AAB achieved ISO 9001 certification in recognition of performance and commitment to the quality. In addition, also in this year also opened six new branches in the city of Jakarta, Tangerang, Jakarta, Cirebon and Lampung. So that the AAB had a total branch amounted to 17 branches.

In 1998. AAB-they started a company's internal organization into two major parts, namely Personal Line and Corporate Line. In addition to that, the Garda Oto become a pioneer in the riots to cover for its customers. Business conditions are getting better, it is anticipated by the AAB to open five new branches in the city of Pekanbaru, Batam, Purwakarta and Yogyakarta.

Year 2000. In this year, AAB sharpens the vision. Vision, mission and core values ​​are updated and strengthened as the company handles the company in achieving its goals. The various benefits provided to customers Garda Oto, such as: 24 Hour Access Guard, Guard Standby, website Garda Oto Oto Visa and Garda Card. Condition and appearance of any uniformed branch.

Years 2001 to 2005. A variety of recognition received by Astra Insurance as evidence of satisfactory performance and service for its customers. ICSA, IBBA, Best General Insurance, Green Company - Attestation of Assessment Certification, E-Company Award, Call Center Service Excellent Award MAKE Award and is part of the awards received by Astra Insurance during the year 2001 s / d 2005.

On March 16, 2005, Astra Insurance unit to expand its business by opening up Islamic unit. Islamic unit itself can serve retail and corporate customers with a reassuring feature, fair and profitable.

Of 2006. Innovation to give the best to its customers is manifested in the launch services Q'Repair Garda. This service allows for customers who qualify for vehicle damage repaired within one working day. AAB related golden anniversary, a variety of activities themed "Safety is Everybody's Concern" was organized as: Creativity Safety, Fun Safety Rally, Driving Safety Course and Touring Safety & Fun.

In 2008. Medical Guard present to provide services in the field of health insurance. Convenience to customers continue to be pursued, even Garda CALL nationwide access to a number 75 900.

In 2010. Astra Insurance launches Q'System Garda which is a B2B system with partner workshops for the efficiency and effectiveness of the process. Furthermore, the addition of benefits to customers through surveys Garda Oto @ your Doorstep, customers can make an appointment place and timing of the survey claims