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Showing posts with label Auto Insurance. Show all posts
Showing posts with label Auto Insurance. Show all posts

Friday, September 2, 2011

Tips for Avoiding Your Car Being Stolen


Car thefts often occur in large cities. There are many factors that cause it, could be due to personal negligence as well as a car thief who now is more cunning in the conduct of the action. Check out some of our tips to avoid car theft:

1. Parking in the light and seen by many people.
It can be discouraged thieves to steal your car because the action will be easily seen by many people.

2. Do not leave valuables when you leave the car.
Valuables such as wallets, laptops, cell phones and other valuables would be very easy to draw the attention of thieves. Even if you are forced to leave it in the car, keep it in a safe and not easily visible.

3. Avoid putting securities in the car.
Common habits are automobile owners and vehicle registration BPKB often kept in the glove compartment.

4. Before you leave the car, make sure you have closed the doors and windows of the car and locked it.
Never leave your car in a hurry so that you forget to pay attention to the security of your car.

5. Make sure your car is protected by a trusted insurance can assure you of the loss of a stolen car.


In addition to the above, you can also use a car safety device is commonly sold in the market. Here's a safety car that you can use to support the safety of your car from theft:

1. Use a car alarm.
Alarm sound is loud and yelling ear is powerful enough to startle thieves and continue the action.

2. Do not forget to lock the steering wheel while leaving the car.
Steering lock can deter a car to move because of linking the steering wheel with one of the components of pedam brake, clutch, and gas.

3. Use wheel locks.
Wheel lock can deter a car to move by hooking the car wheels. It would be difficult for car theft in public places.

4. Use a GPS (Global Positioning System) Transmitter.
This tool is able to accurately track the position of making it possible to know the position of your car during the theft.

5. Fill your car with Immobilizer Keys.
This is an engine management system within the ECU (Electronic Control Unit or computer system that regulates the car) that can recognize the signal sent from the key. This involves placing a microchip in the key head, where the chip is a miniature transmitter and receiver. If the signal is not recognized, then the ECU does not send flow so the engine does not start.

Hope that tips will help you. Thank you for reading.

Wednesday, January 19, 2011

Definition: Auto Insurance

Auto insurance is a kind of insurance. As our learning media, this blog will provide you a definition about auto insurance. The definition is according to Insurance Information Institute. Or you can visit the website of Insurance Information Institute here.

What is Auto Insurance?
The auto insurance will protect you against financial loss if you have an accident. How it works? It works under  a contract between you and the insurance company. On the contract, you agree to pay the premium and the insurance company agrees to compensate your losses as defined in your policy. An auto insurance should provides property, liability and medical coverage:
  • Property coverage compensates for damage to or theft of your car.
  • Liability coverage compensates for your legal responsibility to others for bodily injury or property damage.
  • Medical coverage compensates for the cost of treating injuries, rehabilitation and sometimes lost wages and the funeral expenses.
So, is there any coverages we need? Basically, an auto insurance policy is comprised of six different kinds of coverage. But, most states require you to buy some, not all, of these coverages. for example, if you're financing a car, your lender may also have requirements for the policy. Then, most auto policies are for six months to a year. Do not forget that your insurance company should notify you by mail when it’s time to renew the policy and to pay your premium of the auto insurance.